How many days after separation does SGLI coverage typically remain in effect?

SGLI (Servicemembers' Group Life Insurance) coverage typically remains in effect for 120 days after separation from service. This extension provides a critical safety net for servicemembers transitioning back to civilian life, allowing them additional time to consider their insurance needs and make necessary arrangements without the immediate pressure of losing coverage.

After the 120-day period, servicemembers have the option to convert their SGLI coverage to a permanent plan through Veterans' Group Life Insurance (VGLI) or obtain other insurance. This transition period is important as it ensures that individuals can maintain life insurance protection during a potentially vulnerable time in their lives as they adjust to new circumstances after military service.