What is the maximum number of home mortgage allotments a member can register?

The correct answer is that a member can register a maximum of one home mortgage allotment. This limitation is set to ensure that service members can effectively manage their financial commitments while serving. The rationale behind this policy is to prevent excessive financial liabilities that could complicate a member’s fiscal responsibilities during their service. Restricting members to a single allotment helps simplify the financial management process for both the service members and the Navy, reducing the risk of default or financial mismanagement. By allowing only one home mortgage allotment, the policy encourages members to focus on one primary financial obligation rather than spreading their resources too thin across multiple allotments.